Financial literacy is a critical skill that lays the foundation for a stable and prosperous future. However, it's a subject that is often overlooked, especially when it comes to young girls, and more specifically, Black girls. As the gender and racial wealth gaps persist, it's imperative to equip our young girls with the tools and knowledge they need to navigate the financial world effectively.

Starting your personal finance journey requires a mental shift. You must first be honest about your relationship with money, then change your perspective on money and its purpose in life.

As I walked through the doors saying “Oooouuuu this is nice, ain’t no roaches in here” if you know you know lol, the main thought that came across my mind was “I want this in real life”.

When you budget, you are giving your money direction. You are taking time to think, plan, and give purpose to the money you’ve earned so you can manage it well. This blog post will give you a few budgeting tips that I live by and will help you adopt a lifestyle of budgeting!

Happy Black History Month! This month, we’re going to embark on a journey together. One that pays homage to black history with a focus on black wealth.

The purpose of your budget is to give your money direction, and every time you make money, it’s your responsibility to tell your money where to go and what to do.

Saving money is simply putting money aside for future use. Do you want the access or not? If you want the access: set a savings goal, prioritize your savings, and start saving consistently.

How we use money impacts our everyday lives and our future. I believe as we learn how to properly use money, we’ll create room for more. From savings to spending, to investing and giving, there's a process to it all.

After blowing my $7,000 refund check, spending every dime I worked hard for with nothing to show for it, facing eviction, and making too many financial mistakes to count, here are 10 money lessons I wish I learned earlier.

Celebrities aren’t the only ones with a net worth, you have a net worth too! As you begin your personal finance journey, start with calculating your net worth. When you calculate your net worth it gives you a view of your financial picture, which helps guide your financial goals and things you may want to work on in your finances.

With the prices of everything rising, it can seem like you’re always drowning in bills and barely making it above water to come up for air. I know exactly how you feel. I used to be the leader of the irresponsible homegirls. 

Mindset is everything. As you progress in your personal finances, take time to investigate the beliefs you have around money and start transforming your mindset step by step.

Real growth starts when you get tired of your own excuses. I believe 2024 will be a transformative year for you when you write your vision, practice discipline daily, and keep pressing. If you’re ready to stop procrastinating and go all in on your dreams, COMMIT!

If you can relate to the 21-year-old Kionnie who desperately wanted to manage her money better, or the present-day Kionnie who believes achieving financial freedom is possible: this book list will help you on your path.

When we typically think about budgeting, words come to mind like “limits” or “restrictions”, but budgeting is simply the process of creating a plan for where your money is going and how it should be used. Your budget gives your money direction and a clear plan for how it will be used until the next time you get paid.